Legal Agreements
Gift Card Holder agreement

PayFellow MasterCard gift Card is a prepaid card issued by Middle East Payment Services (MEPS) and may be used at any merchant that accepts MasterCard. Signing the back of the Gift Card, using the Gift Card means that you accept this Agreement and you are responsible for all transaction in this Agreement the terms 'we,' 'us,' and 'our' mean PayFellow and 'you' or 'your' mean anyone who has received Gift Card or is authorized to use it.

Keep a record of your Gift Card number and details in case of loss or theft. You must not use your Gift Card for any fraudulent or illegal transaction or related to Money Laundry activities or within high-risk countries. We decline authorization or even claims for any illegal transaction or Internet gambling transaction.
Your Gift Card cannot be used for any cash advances, money order, traveler's checks or gambling transaction. Additional value cannot be added to this Gift Card. All transactions will be declined once the Gift Card balance reaches zero. The laws of and laws that are construed in accordance with the law of the Hashemite Kingdom of Jordan govern interpretation of this Cardholder Agreement.

Fees
There are no additional fees deducted by PayFellow when using the Gift Card to purchase goods and services. The following fees may apply and will be deducted from the balance available on the Gift Card, except where prohibited or modified by applicable law.
- Inactivity Fee: For every 6 months of inactivity, a JD1 will be deducted.

- Lost or Stolen Gift Card: We will charge a JD 2 fee to replace a lost or stolen Gift Card, after confirming the ownership, which will be deducted from the balance of your Gift Card, where the minimum balance should be JD 4. A reissued Gift Card may take up to 30 days process. Delivery charges to be charged to the customer.

No Resale
Resale of Gift Card is strictly prohibited.

Expiration
The Gift Card and funds associated there with are valid through the expiration date shown on the front of the Gift Card or until the value on the Gift Card reaches zero, except where prohibited or modified by applicable law when the Gift Card expires, it will be closed and any unused balance will be handled according regulated laws followed by MEPS without cause or notice. You must surrender a revoke Gift Card and may not use it to make purchases.

Liability for Lost/Stolen Gift Card and Unauthorized Transactions
Inform Gift Card Services immediately at, +96264564891, 24 hour a day, 7 days a week, if your Gift Card has been lost, stolen, or subject to unauthorized use. You will be required to provide your name, the Gift Card number, original value, and transaction history. You may be liable for all transaction that occur on your Gift Card, until your report it lost or stolen unless (1) you sign the signature panel on the back of the Gift Card in permanent ink, (2) you promptly report all facts relating to a loss or theft of your Gift Card, and (3) if we ask for your cooperation in our investigation of your lost or stolen Gift Card, you fully cooperate with our request, (4) registered your full information through the registration page, If you comply with these procedures and we determine there is balance remaining on your lost or stolen Gift Card, you may request a replacement Gift Card.

Liability for Failure to Complete Transactions
PayFellow and the card issuer MEPS are not liable for any failed transaction if you do not have enough money on your Gift Card to cover a transaction, the terminal or system is not working properly, circumstances beyond our control prevent the transaction, or the merchant authorizes an amount greater than purchases amount.

Conflict processing
If there is a problem or dispute with a purchase of goods or services, you must address it directly with PayFellow,Then to Meps in case the conflicts do not solved. The objections address with the provisions and instructions Central Bank of Jordan and instructions MasterCard company in this regard, In case of any other errors fon your Gift Card account, call the customer care immediately at +96264564891 you must call within 30 days of the date of the transaction.

Disclosure of Information to Third Parties
We may disclose information to third parties about Gift Card or the transaction you make: (a) where it is necessary for completing transactions; (b) to verify the existence and conditions of your gift card to a third party; (c)to utilize services of third party and affiliates entities who assist us in providing the Gift Card and relatead services; (d)to comply with government agency rules or court orders; (e) if you give us your permission; (f) if you owe us money or there are legal proceedings in connection with your gift card , in which case information may be released to attorneys, accountants, collection bureaus, financial institutions, and any other involved information about your Gift Card, based on our transactions and experiences with you, with our partners , affiliates and subsidiary companies.

Helpful tips on how to use your PayFellow Gift Card
- To start using the card, register your card at www.payfellow.com and provide the requested information.
- To check your balance and view your transactions, please visit www.payfellow.com.
- To be liable for claims, reporting lost and stolen and claiming a new card with the remaining balances as per the rules; you should be fully registered; where you provided your name, address and ID details.
- For customer support or any enquiries, please call customer care at +96264564891

For more information about the card holder agreement and other related points, Please visit www.Payfellow.com. Details will also be provided to customers upon registration.


Website Privacy Policy

This Privacy Policy governs the manner in which PayFellow collects, uses, maintains and discloses information collected from users (each, a 'User') of the
https://www.payfellow.com website('Site'). This privacy policy applies to the Site and all products and services offered by PayFellow.

Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, PayFellow credit card information, social security number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information
We may collect non-personal identification information about Userswhenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies
Our Site may use 'cookies' to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information
PayFellow may collect and use Users personal information for the following purposes:

1- To improve customer service.
Information you provide helps us respond to your customer service requests and support needs more efficiently.

2- To personalize user experience.br/> We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

3- To improve our Site.
We may use feedback you provide to improve our products and services.

4- To process payments.
We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.

5- To send periodic emails.
We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Sharing your personal information
We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Advertising
Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Changes to this privacy policy
PayFellow has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
PayFellow
https://www.payfellow.com
P.O. Box 2845 Amman, 11181, Jordan Aref Anabtawi Street Building #7, Abdali, Amman (see map) Tel. 962-(6) 5682823/4 info@payfellow.com.


PayFellow Mall Returns, Refunds and Exchange Policy

Returns
Our policy lasts 3 days. If 3 days have gone by since your purchase, unfortunately we can’t offer you a refund or exchange.
To be eligible for a return, your item must be not seen and in its original unused condition.
1- Please email info@payfellow.com to request a refund and we will assign you a tracking.
2- Include in your E-mail a signed letter stating the reason for your return and the original receipt.

Non-returnable items:
Gift cards.
card E-pins.

Refunds (if applicable)
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund. If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 working days.

Late or missing refunds (if applicable)
If you haven’t received a refund yet, first check your account again. Then contact your credit card company, it may take some time before your refund is officially posted. Next contact your bank. There is often some processing time before a refund is posted. If you’ve done all of this and you still have not received your refund yet, please contact us at info@payfellow.com.

Exchanges (if applicable)
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at info@payfellow.com.